The term "housing crisis" is a misdirection. That term covers up the real problem and gets us to focus on the wrong problem. In the US fewer and people earn a l

The term "housing crisis" is a misdirection. That term covers up the real problem and gets us to focus on the wrong problem. In the US fewer and people earn a living wage. If people cannot afford housing because they are not paid a living wage, that is not a "housing crisis". A similar misdirection is "inflation". Measuring how much prices are rising is meaningless. It is like evaluating your bank account by looking only at how much money comes in. That is why we have bank statements that tell us show starting balance, income, expenditures and ending balance. The only thing that matters is the difference between what comes in to your account and what goes out. Try getting a bank loan for a house by telling the bank only how much you earn each month. If inflation is low, but the difference between wages and cost is too high for people to afford housing, or food, or health care, or an unexpected $500 expense, then there is bad problem despite the low inflation. The measure we need isthe difference between common wages and common expenses. If the difference between wages and living expenses is growing dramatically, then that is problem. There is not a housing crisis, there is a WAGE crisis. How does one solve this rather obvious problem? One raises the minimum wage from $7.25 to something that allows people to afford housing. We have not done this, nor is there any discussion on doing this. So now one must ask why we, as a country have not done this? In legal proceedings a common technique is to ask who benefits. Cui Bono? Who benefits from very-low-wages? Certainly not the common people. Yet we are supposed to be a democracy and our government is supposed to be one that responds to the people. Is this true? Certainly we can note that common people are more and more distrustful of our system of government. Could this be caused by the people asking Cui Bono, and finding that the answer is not "We the People".