4 ms·

this is it right here - 'use up your dental insurance'.

by fazeirony 2y ago

FollowingTheDao 2y ago
And it is the biggest reason we need universal healthcare.
- ap99 2y ago
  I would say education is a more appealing solution to this problem than universal health care. People similarly get unnecessary work done on their car to boost dealership profits. Do you want to create a government agency to budget how much we can all spend on car repairs and then take it out of our taxes?
  - ambicapter 2y ago
    The difference here is we're talking about a person's health, not their motor vehicle, so a different calculus is in play.
  - FollowingTheDao 2y ago
    This is not about education, it is about morality. So maybe they do need an education, but let that be in empathy and moralilty. And why can't we have education AND universal healthcare? I want a government agnecy (the people) to control the morality of corporations and private equity. Like we have laws against fraud already that protects us from "unnecessary work done on their car to boost dealership profits". Adding still, why would anyone be against universal healthcare? I mean it is the biggest insurance pool you can create and that immediately lowers costs.
    - dh2022 2y ago
      ooh, dentists are very well educated in empathy and morality. They even have to take an ethical oath before they get their license. So is not lack of education, is greed and maybe a ton of student debt (or both).
  - rootusrootus 2y ago
    There is already an opaque bureaucracy that stands between me and my doctor. We do not have a free market in healthcare, so I cannot just choose another bureaucracy. I don't see how delegating this responsibility to a government agency can make it any worse for me.
- jjeaff 2y ago
  I actually don't see how universal health care would help in this situation. Bad actors are going to try and milk whatever system pays the bills. Capitalism "should" be pretty good at taking care of this kind of stuff. I'm not sure why insurance companies aren't better at reining in these kind of abuses.
  - unregistereddev 2y ago
    > I'm not sure why insurance companies aren't better at reining in these kind of abuses. I think they are working on it. My dentist has cameras shaped roughly like a toothbrush. Before and after performing work, they record images of the affected area. He says insurance likes them to thoroughly document their work to help justify the cost.
  - DowagerDave 2y ago
    In my current environment there's the opaque and not really shared dental "fee guide" by the regulatory body, the actual fees each dentist charges, and then the % of the guide that the insurance pays, so if the insurance company keeps pressure on the governing body they don't really care what any dentist actually charges you.
  - Reefersleep 2y ago
    Seems to me like capitalism is pretty good at incentivising this stuff.
jrs235 2y ago
Seems it would be best to say you don't have insurance, get a better cash price, then submit reimbursement to insurance oneself.

this is it right here - 'use up your dental insurance'.

FollowingTheDao 2y ago

And it is the biggest reason we need universal healthcare.

ap99 2y ago
I would say education is a more appealing solution to this problem than universal health care. People similarly get unnecessary work done on their car to boost dealership profits. Do you want to create a government agency to budget how much we can all spend on car repairs and then take it out of our taxes?
- ambicapter 2y ago
  The difference here is we're talking about a person's health, not their motor vehicle, so a different calculus is in play.
- FollowingTheDao 2y ago
  This is not about education, it is about morality. So maybe they do need an education, but let that be in empathy and moralilty. And why can't we have education AND universal healthcare? I want a government agnecy (the people) to control the morality of corporations and private equity. Like we have laws against fraud already that protects us from "unnecessary work done on their car to boost dealership profits". Adding still, why would anyone be against universal healthcare? I mean it is the biggest insurance pool you can create and that immediately lowers costs.
  - dh2022 2y ago
    ooh, dentists are very well educated in empathy and morality. They even have to take an ethical oath before they get their license. So is not lack of education, is greed and maybe a ton of student debt (or both).
- rootusrootus 2y ago
  There is already an opaque bureaucracy that stands between me and my doctor. We do not have a free market in healthcare, so I cannot just choose another bureaucracy. I don't see how delegating this responsibility to a government agency can make it any worse for me.
jjeaff 2y ago
I actually don't see how universal health care would help in this situation. Bad actors are going to try and milk whatever system pays the bills. Capitalism "should" be pretty good at taking care of this kind of stuff. I'm not sure why insurance companies aren't better at reining in these kind of abuses.
- unregistereddev 2y ago
  > I'm not sure why insurance companies aren't better at reining in these kind of abuses. I think they are working on it. My dentist has cameras shaped roughly like a toothbrush. Before and after performing work, they record images of the affected area. He says insurance likes them to thoroughly document their work to help justify the cost.
- DowagerDave 2y ago
  In my current environment there's the opaque and not really shared dental "fee guide" by the regulatory body, the actual fees each dentist charges, and then the % of the guide that the insurance pays, so if the insurance company keeps pressure on the governing body they don't really care what any dentist actually charges you.
- Reefersleep 2y ago
  Seems to me like capitalism is pretty good at incentivising this stuff.

jrs235 2y ago

Seems it would be best to say you don't have insurance, get a better cash price, then submit reimbursement to insurance oneself.