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Anyone have a prediction whether digital only financial institutions are a thing in 10 years? With what AI can do now in presenting itself as a human better th

• Ekaros 2y ago
  I think there will always be some component of physical locations. You have to tie the real life identity to digital one at some point. I think purely digital ones will not survive due to stricter KYC guidelines that could come. But expecting much of any service outside KYC and maybe largest transactions is fools errand.
• ndndjdjdn 2y ago
  This problem goes beyond banks to the very core of all we do. How do you know you are talking to a real coworker on zoom? Maybe governments will create real digital IDs and ubikey like devices and also backed up by phone 2fa etc. The more accounts you need to hack to impersonate someone the harder these attacks will be.