I believe social safety nets and long term savings, in part, shoulder some of the blame. For most of history, there was no state or pension to rely on for medic

I believe social safety nets and long term savings, in part, shoulder some of the blame. For most of history, there was no state or pension to rely on for medical care, goods, and services in your late age. You had to have children if you wanted to be supported at all and not die in poverty at 65. Now, people think it'll be ok not to have kids, because they'll still have their government health care or retirement funds to sustain them, assuming stability for the next 40 years.