I feel it necessary to have an obligatory 'Would someone think of banking?' before we 'abolish'(however we eventually arrive at defining it )anything. I mean i

I feel it necessary to have an obligatory 'Would someone think of banking?' before we 'abolish'(however we eventually arrive at defining it )anything. I mean it is all cool to have this idea, but real world implications, where half the stuff dangles on a text file, appear to be not considered here. For clarity's sake, I am not saying don't do it. I am saying: how will that work? edit: spaces, tabs and one crlf