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Same here, I absolutely despise PayPal but end up using them often because I simply don't trust most retailers with my card information :( (and it's often fast
by koyote 2y ago
Same here, I absolutely despise PayPal but end up using them often because I simply don't trust most retailers with my card information :(
(and it's often faster checkout if I don't have my CC details handy)
That being said, there's quite a bit of competition these days from BNPL vendors (klarna, afterpay etc.). I don't believe they are any more virtuous though...
- loa_in_ 2y agoImagine shopping and not trusting the shop enough to pull out your wallet inside
- Symbiote 2y agoBefore chip cards were introduced in Europe (which was 20 years ago so most of my experience was as a child) this could happen. My parents would avoid using a credit card in some restaurants and (less often) at remote petrol stations.
- koyote 2y agoIt's not that I do not trust the shop to scam/fraud me (well, sometimes I do), but I do not trust their IT processes. There are a surprising number of online shops that rolled their own payment processing (or at least seem to be). So it's more akin to entrusting a shop with a photo of both sides of your credit card and hoping that this photo does not get into the wrong hands. Here's an example of this happening where drivers licenses were exposed via an open AWS S3 bucket: https://www.itnews.com.au/news/over-54000-scanned-nsw-drivers-licences-found-in-open-cloud-storage-552544 https://www.itnews.com.au/news/over-54000-scanned-nsw-driver...