> I don’t understand how he couldn’t afford $2,500 per month on $70,000 per year. People are just terrible at personal finance. I have friends that earn $300K

> I don’t understand how he couldn’t afford $2,500 per month on $70,000 per year. People are just terrible at personal finance. I have friends that earn $300K that have no savings. I suggest watching the YouTube channel Caleb Hammer if you want to truly understand how easy it is for some people to overspend and go into debt.