Medicaid expansion has fixed this for the poorest Americans unless you live in a few red states, and ACA subsidies cap private plans at 8.5% of your income (+ c

Medicaid expansion has fixed this for the poorest Americans unless you live in a few red states, and ACA subsidies cap private plans at 8.5% of your income (+ cost sharing on top of that obviously, but there is a maximum per year) for the rest.