Well, it doesn't make them more stable, but it makes them more resilient to criminal theft. Bitcoin "depositories" open up a pretty big can of worms if they co

Well, it doesn't make them more stable, but it makes them more resilient to criminal theft. Bitcoin "depositories" open up a pretty big can of worms if they convert their assets. Part of the point of using bitcoin is not to have to use other assets. They could start lending bitcoins, but that's going to invite a lot of scrutiny, particularly from the regulators.