Not everyone has student loans. Non-signatory parties aren't beholden to other people's terms, and even then their agreement doesn't inherently prove the legali

Not everyone has student loans. Non-signatory parties aren't beholden to other people's terms, and even then their agreement doesn't inherently prove the legality of a particular loan provider. Apple's de-facto control of iPhone software can be illegally abusive without violating the terms of their developer agreements. If that wasn't true then I don't know why the FTC would be actively investigating them.