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Most banks here in Europe require Mobile apps to login into their website.
by izacus 2y ago
Most banks here in Europe require Mobile apps to login into their website.
- NotPractical 2y agoSo the EU attempts to invade your privacy using smartphones [1] and forces duopoly-brand smartphones upon its citizens, yet it fails to compel Apple to allow true sideloading, so you're stuck choosing between "no freedom but some privacy" or "no privacy but some freedom"? Their digital policy initiatives overall seem like a net loss for EU citizens as it stands. [1] https://www.theverge.com/2024/6/19/24181214/eu-chat-control https://www.theverge.com/2024/6/19/24181214/eu-chat-control
- kaliqt 2y agoThe EU as a whole is a net loss for citizens, always has been.
- izacus 2y agoYou really had to stretch a lot of bullshit just to rant over chat control here, didn't you?
- fractallyte 2y agoThe point is that we're being forced into a duopoly, which is unacceptable.
- NotPractical 2y agoI was trying to make a case that when you add up everything the EU has done recently with regards to digital policy, you get a net loss for EU citizens. Their attempt at chat control decrements the score by a significant amount. Amending the DMA to have it not be completely useless would increment it by a significant amount, but it is unknown if that will happen yet.
- lobochrome 2y agoAs far as I have evidence, that is not true in Germany. I have accounts with three banks, and all of them can be managed with SMS 2FA and web access.
- izacus 2y agoThe SMS 2FA is mostly being phased out because it's horribly insecure :/ And many banks stopped providing hardware tokens as well because it's too expensive.
- openplatypus 2y agoThey don't offer hardware tokens by default. Often you can request one (you will be charged). I did just that despite it not being advertised option. I just said I need one.
- CRConrad 2y agoBut that's probably mostly because Germany is generally so far behind the rest of Western Europe in modern Internet and online usage, isn't it?
- openplatypus 2y agoIf you bank requires it, you can: a) find different bank that doesn't; there are banks like this b) demand a hardware token Unless you explicitly sign for Mobile-only bank (neobanks are weird) you will be able to get hardware token. Speaking from German, UK and Polish experience.
- Gravityloss 2y agoI think all banks in my country as well provide hardware token method (used to be paper cards, nowadays a small Tamagotchi like device that outputs codes) if you don't want to use a phone app.
- m4rtink 2y agoYeah, while they certainly try to push it, I don t know about any Czech bank that would force you to use a mobile app.