> The part you’re missing is that you also get the opportunity to contribute pre-tax money to a Health Savings Account Post-ACA, high-deductible and HSA-compat

> The part you’re missing is that you also get the opportunity to contribute pre-tax money to a Health Savings Account Post-ACA, high-deductible and HSA-compatible are not the same thing anymore. In my state, for example, there are no longer any HSA-compatible insurance plans but there are several high deductible ones.