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I feel like such a chump actually working throughout my college years and paying for my own college. I will be sure to teach my kids to not repeat my mistakes.

olliej 2y ago
“It was hard for me so it should be hard for everyone else forever”? Try it with other examples: “when I had cancer the only treatment was really harsh chemo, the new drugs today make it way easier and that’s unfair”
- dmitrygr 2y ago
  You really don’t see the difference? New chemo was not available back then. Having a job is not a new concept.
  - effingwewt 2y ago
    You are missing the forest for the trees. You are simply mad it doesn't benefit you directly, the problem with most people nowadays. I also paid mine back, but I'm glad this is happening. I'm also angry we don't use the funds for ie veterans instead and I also would like reform with the bailout. As you can hopefully see it's a very nuanced issue and you can't let the perfect be the enemy of the good.
    - dmitrygr 2y ago
      I am mad that I am paying for others' bad decisions, yes! The terms on the loans were clearly explained. They agreed to them. My action is to teach my kids that in today's world, being responsible is idiotic, since uncle sam will just force those who are responsible to pay for your idiocy anyways!
  - BriggyDwiggs42 2y ago
    Do you think the ratio between an average wage and an average tuition has remained constant lmao
    - dmitrygr 2y ago
      I think the ability to read a contract has decreased
      - BriggyDwiggs42 2y ago
        I don’t think that
    - leereeves 2y ago
      I graduated undergrad about 20 years ago, and a masters a few years ago. So I know that, yes, at the school I went to, the ratio between an average wage and an average tuition has remained roughly constant.
      - BriggyDwiggs42 2y ago
        Sorry for being aggressive in my reply, that was unnecessarily mean. That being said, I think you’re suffering from a small sample size. My brief research indicated a sizable increase in tuition over 20 years (2000-2020), four-year schools around 1.5x, that solidly beat inflation. I think the situation has most certainly gotten worse since you were an undergrad.
        leereeves 2y ago
        There is definitely a wide range of costs from state to state and school to school. "Average 2023-24 public four-year in-state tuition and fees range from $6,360 in Florida and $6,700 in Wyoming to $17,170 in New Hampshire and $17,180 in Vermont." https://research.collegeboard.org/trends/college-pricing/highlights https://research.collegeboard.org/trends/college-pricing/hig... Federal aid should not be subsidizing the high costs in states like Vermont. That's a case of the states abdicating their responsibility to educate their own students affordably, and federal relief would transfer those costs to people in other states. And even in those expensive states, working through college is still possible. $20k per year is 20 hours per week at $20 per hour, which isn't unobtainable in a HCoL state, assuming the student lives with family.
tetromino_ 2y ago
When exactly were your college years? College tuition has been growing by 3.6% per year. Rent had been growing by about 3.5% per year, and has accelerated higher recently. If you were accepted to the same university today, and worked the same sort of jobs that you worked back then, would you still be able to afford it?
- dmitrygr 2y ago
  2005-2008 I was running a contract software development business, so yes, i would.
- leereeves 2y ago
  I went back to graduate school a few years ago and tuition was very affordable. Rent would have been difficult to afford, but it's hard to see any reason the government should fund student's rent in particular while other people have to pay.
  - tetromino_ 2y ago
    > it's hard to see any reason the government should fund student's rent in particular while other people have to pay The government disagrees, and has decreed that a student's rent (a.k.a. "room and board") is, along with tuition and books, one of the expenses that student loans can be used to pay for.

olliej 2y ago

“It was hard for me so it should be hard for everyone else forever”? Try it with other examples: “when I had cancer the only treatment was really harsh chemo, the new drugs today make it way easier and that’s unfair”

dmitrygr 2y ago
You really don’t see the difference? New chemo was not available back then. Having a job is not a new concept.
- effingwewt 2y ago
  You are missing the forest for the trees. You are simply mad it doesn't benefit you directly, the problem with most people nowadays. I also paid mine back, but I'm glad this is happening. I'm also angry we don't use the funds for ie veterans instead and I also would like reform with the bailout. As you can hopefully see it's a very nuanced issue and you can't let the perfect be the enemy of the good.
  - dmitrygr 2y ago
    I am mad that I am paying for others' bad decisions, yes! The terms on the loans were clearly explained. They agreed to them. My action is to teach my kids that in today's world, being responsible is idiotic, since uncle sam will just force those who are responsible to pay for your idiocy anyways!
- BriggyDwiggs42 2y ago
  Do you think the ratio between an average wage and an average tuition has remained constant lmao
  - dmitrygr 2y ago
    I think the ability to read a contract has decreased
    - BriggyDwiggs42 2y ago
      I don’t think that
  - leereeves 2y ago
    I graduated undergrad about 20 years ago, and a masters a few years ago. So I know that, yes, at the school I went to, the ratio between an average wage and an average tuition has remained roughly constant.
    - BriggyDwiggs42 2y ago
      Sorry for being aggressive in my reply, that was unnecessarily mean. That being said, I think you’re suffering from a small sample size. My brief research indicated a sizable increase in tuition over 20 years (2000-2020), four-year schools around 1.5x, that solidly beat inflation. I think the situation has most certainly gotten worse since you were an undergrad.
      - leereeves 2y ago
        There is definitely a wide range of costs from state to state and school to school. "Average 2023-24 public four-year in-state tuition and fees range from $6,360 in Florida and $6,700 in Wyoming to $17,170 in New Hampshire and $17,180 in Vermont." https://research.collegeboard.org/trends/college-pricing/highlights https://research.collegeboard.org/trends/college-pricing/hig... Federal aid should not be subsidizing the high costs in states like Vermont. That's a case of the states abdicating their responsibility to educate their own students affordably, and federal relief would transfer those costs to people in other states. And even in those expensive states, working through college is still possible. $20k per year is 20 hours per week at $20 per hour, which isn't unobtainable in a HCoL state, assuming the student lives with family.

tetromino_ 2y ago

When exactly were your college years? College tuition has been growing by 3.6% per year. Rent had been growing by about 3.5% per year, and has accelerated higher recently. If you were accepted to the same university today, and worked the same sort of jobs that you worked back then, would you still be able to afford it?

dmitrygr 2y ago
2005-2008 I was running a contract software development business, so yes, i would.
leereeves 2y ago
I went back to graduate school a few years ago and tuition was very affordable. Rent would have been difficult to afford, but it's hard to see any reason the government should fund student's rent in particular while other people have to pay.
- tetromino_ 2y ago
  > it's hard to see any reason the government should fund student's rent in particular while other people have to pay The government disagrees, and has decreed that a student's rent (a.k.a. "room and board") is, along with tuition and books, one of the expenses that student loans can be used to pay for.