I still RANT that we have OpenBank by law since 2017: there is no damn reasons not to open it to final customers. We could then pay via SDD (SEPA Direct Debt) e

I still RANT that we have OpenBank by law since 2017: there is no damn reasons not to open it to final customers. We could then pay via SDD (SEPA Direct Debt) everywhere, and we could manage all our transactions LOCALLY with signed XML or JSON and collecting signed-pdf-rendered tickets and invoices as well. Here (France) some supermarket have started around an year ago to offer no-print-ticket option to get the ticket by mail if you give them one or if you have an account to download from their websites, in eIDAS we have the certified mail concept (by laws in some countries like Italy, since more than a decade) for official formal communications. There is no need to add another broker/PSP to the list, it's about time to CUT the list.