This is exactly it, the longer your traces (or any sort of write I guess) between processor and memory, the longer delay you have to have for things to "settle"

This is exactly it, the longer your traces (or any sort of write I guess) between processor and memory, the longer delay you have to have for things to "settle". Additionally increasing capacitance means that it takes more effort (read, even longer) for the line to settle. Does make me realise I don't know so much about the super low level parts of it beyond electrons and holes. One end of the wire needs to be at a lower potential to encourage electrons to flow from that side to the other. Hmmm.