From my perspective that's the action you take in order to avoid the problem but it's kind of the same thing. I guess what it comes down to is what comes first

From my perspective that's the action you take in order to avoid the problem but it's kind of the same thing. I guess what it comes down to is what comes first for you. For me I've always figured, well, if I'm close to my limit (e.g. I only have a few months savings) then nothing matters other than to build that buffer. Some people seem to focus more on things like the short term (e.g. do I like where I live, does it have things I enjoy doing, etc etc). There's nothing wrong with that, we all will wake up one day and realise we're getting older and it's a bit late to do certain things now, but there's a balance somewhere.