I guess my feeling is that, at least for many years, I haven't been sufficiently in need for a too good to be true bargain that I wanted to get anywhere near op

I guess my feeling is that, at least for many years, I haven't been sufficiently in need for a too good to be true bargain that I wanted to get anywhere near opportunities like this. Probably a case of risk aversion to some degree. I have very rarely used AirBnB either.