I told myself early on "make no decisions on the phone". If it's a one time deal, whatever, I wouldn't know about it anyway if I missed the call. And for all ot

I told myself early on "make no decisions on the phone". If it's a one time deal, whatever, I wouldn't know about it anyway if I missed the call. And for all other things, thinking it over for a day saves me from any scam. Just never do any decisions while on the phone, it's a simple and effective rule.