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> if you spend more than this you're probably being irresponsible and living outside your means It’s funny, the way you’ve said it is a common framing, but I r
by janalsncm 2y ago
> if you spend more than this you're probably being irresponsible and living outside your means
It’s funny, the way you’ve said it is a common framing, but I rarely see the opposite, equally valid framing: no responsible person should take a job whose wage is less than 3.3x their housing cost. If companies don’t pay enough, the responsible thing is for no one to take the job.
- naming_the_user 2y agoFrom my perspective that's the action you take in order to avoid the problem but it's kind of the same thing. I guess what it comes down to is what comes first for you. For me I've always figured, well, if I'm close to my limit (e.g. I only have a few months savings) then nothing matters other than to build that buffer. Some people seem to focus more on things like the short term (e.g. do I like where I live, does it have things I enjoy doing, etc etc). There's nothing wrong with that, we all will wake up one day and realise we're getting older and it's a bit late to do certain things now, but there's a balance somewhere.