> If you think it costs zero dollars and we can just say "the internet is our payments system" and call it a day... well, I don't know what to tell you. If you

> If you think it costs zero dollars and we can just say "the internet is our payments system" and call it a day... well, I don't know what to tell you. If you can somehow manage draw this conclusion after reading my comment, then I'm not sure we're going to have a productive discussion.