2 ms·
I try to keep my cost of living relatively low for this reason. I’ll buy a nice thing or go on a trip here and there, but those things do not add recurring cost
by al_borland 2y ago
I try to keep my cost of living relatively low for this reason. I’ll buy a nice thing or go on a trip here and there, but those things do not add recurring costs in my life. I _think_ if I were to lose my job, I could get a job at Costco or something and still make ends meet.
I’ve had a co-worker tell me I “live like a poor person.” He doesn’t know exactly what I make, but can assume I make more than him, due to our titles.
I thought once I paid my house off I’d be able to relax a little, but little has changed. I can just now last that much longer on a lower income of something were to happen. I also increased my savings rate, to keep extending that time out. But it’s all fear based. No amount will ever feel like enough.
- thorin 2y agoI also tend to think like this and getting divorced hasn't helped. I was recently re-thinking it as if I needed to I could sell my house and then based on that plus savings I could manage a number of years with a rental property. That seemed to calm anxiety a little. A lot of the things that you worry about never come to pass, and the things that end up causing the most grief were never expected at all.
- al_borland 2y agoThis is true. I guess I’m in a headspace where I’d rather prepare while I’m relatively healthy and can, because if something happens later it will be too late. Many, many people have told me I should leave my job. However, I don’t want to cut my legs out from under me during what should be my best earning years. I was getting better at not caring so much. Two co-workers dying, leading to a big change of heart in my boss at the time, made the job lower stress. But managements changes have increased the stress and disfunction to the highest level. I suppose the stress of staying is lower than the stress of the unknown.
- thorin 2y agoTry not to spend too much time thinking about working. It is important, but for me it's definitely not THE MOST IMPORTANT. I value myself, kids, parents and friends above that and try to retain my own identity.