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And even if you hit your credit limit, the money is still in the account, so you can spend it -- just not by using your credit card -- but you can still go to t
by davrosthedalek 2y ago
And even if you hit your credit limit, the money is still in the account, so you can spend it -- just not by using your credit card -- but you can still go to the ATM and get cash, for example. You cannot spend it when fraud happens with a debit card.
- AnthonyMouse 2y agoYou can very much get a cash advance against a credit card, if you require physical cash. But that's an extremely unusual outlier anyway -- needing enough physical cash that it exceeds the balance of your bank account. If you had a $1000 balance and then have a $100 dispute and have to immediately make $1000 in payments, you don't need a cash advance unless over 90% of the payments are required to be in cash, because the remainder can be on credit.