There's a number of ways to game metrics, depending on how they are implemented. The more at stake, the more likely, and what is commonly being sought is a win

There's a number of ways to game metrics, depending on how they are implemented. The more at stake, the more likely, and what is commonly being sought is a windfall payoff far in excess of the effort involved or penalties anticipated. 2.45% of payouts in 2022 doesn't tell the whole story. What is meant by the figure is "2.45% and rising". The rest of the $19.3 billion is a cash flow that's surely being tapped into in as many "creative" ways as possible.