> No wealthy family is worrying about that. They are, but in a different way. They worry if they can still afford to pay the mortgage while also paying for a

> No wealthy family is worrying about that. They are, but in a different way. They worry if they can still afford to pay the mortgage while also paying for a second daycare/preschool tuition and then later a second private school tuition. > The cost of raising a kid might go up with income, but probably not at the same slope as income, which would mean they get cheaper in relative terms. FAFSA allows colleges to perform perfect price discrimination, so the cost of raising a kid through college absolutely goes up with the same slope as income. When colleges know you have significant retirement savings and a high income, your kids will get zero financial aid.