People these days are absolutely mad. They’ll splash cash on anything without a second thought. They genuinely believe owning a house is an “investment” while t

People these days are absolutely mad. They’ll splash cash on anything without a second thought. They genuinely believe owning a house is an “investment” while they’re leasing a BMW or Audi just to drive to their nail appointments. These are the so-called “urban achievers.” But let’s not kid ourselves—the same hands getting those manicures will be the ones desperately clawing their way out of the financial mess they've created, like a scene out of Silence of the Lambs, begging mum for help with a student loan or parking fine, while the Deliveroo and Uber bills keep piling up. People are utterly reckless and clueless when it comes to money—they haven’t a clue about the value of a pound, and frankly, they couldn’t care less. But they really should. Look at the ones with money to burn—spending on new hair, fresh nails, and a new dress for every wedding, while their partners splash out on another weekend getaway. It’s all a lifestyle choice, no different from the one the Bank of England seems to be celebrating. Same vibe, same level of obliviousness.