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No, where I live (Germany) you usually have a legal insurance to cover this. The costs are around 30€ per month in my case.
by Mkengine 2y ago
No, where I live (Germany) you usually have a legal insurance to cover this. The costs are around 30€ per month in my case.
- Cthulhu_ 2y agoI live next door and have some legal insurance, but you need to pay attention to what coverage you get, because you need to select what categories you want coverage for; vehicles (e.g. if someone who caused an accident refuses to cooperate with you), consumer/housing disputes, work and salary, taxes / stocks, family issues like inheritances, second homes / real estate, etc etc etc. And of course, you can't take out insurance for an ongoing issue, it doesn't cover criminal cases (when you did a bad), business cases, etc.
- immibis 2y agoGermany also regulates legal fees, so self-insurance is quite reasonable. I've now been involved in two cases (once as plaintiff, once as defendant) and it seems the amount I paid is approximately the same as I would have paid in legal insurance.
- pclmulqdq 2y agoCorporate liability insurance in the US, which is also a very common thing to get, often does not cover your defense against "intentional torts" such as defamation or fraud. It usually covers things like slips and falls, product-related liability, etc. I would be surprised if your German version covers defamation.