> It is a little less administratively efficient to officially route it through the government but frankly I think that is a better idea. It is massively more

> It is a little less administratively efficient to officially route it through the government but frankly I think that is a better idea. It is massively more efficient at a macro level for the government to handle it, than to make every single employer manage it redundantly and often poorly. The SSA already handles payments to millions of Americans monthly with low operational overhead. Have them send out these and other safety net checks, and if you want to means test it, claw it back from high earners after the fact at tax return time.