More and more places here in Sweden do not accept cash, and I don't like it. I have the usual personal reasons: - I don't like individualized tracking, - the

More and more places here in Sweden do not accept cash, and I don't like it. I have the usual personal reasons: - I don't like individualized tracking, - there's no backup solution if my stuff gets stolen (10 years ago my bank card stopped working during a trip to Germany. I borrowed cash from friends for the rest of the trip and paid them back) - I'm dependent on a single bank (I've wondered if I should open an account at a second bank) - It depends on an international network to always work, which doesn't seem to be true even here. - More abstractly, since the SWIFT system depends on the US, US laws get to decide who cannot have a bank account, as when the US recently classified a couple of Swedes as terrorists. I also have a problem because my eldest is old enough to go places on his own, but many years before he'll get a bank card or smart phone. Some of the places which no longer accept cash are public toilets (card only), the local minigolf course, and the swimming pool. When I was that age, my Mom would give enough money to go somewhere and be able to pay for a ticket and maybe a snack or soda. In a cashless culture, I don't see how my kids will have that level of independence from us until they are old enough to have a bank card. My eldest still loses his library card about half the time, so that's not going to be soon, and their first phones - which will not be smartphones - won't be for years.