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Yes, it's typical in the US to have a drive-thru lane at a bank branch. You can send items back and forth using those pneumatic tube things. Are they not comm

by kogus 2y ago

Yes, it's typical in the US to have a drive-thru lane at a bank branch. You can send items back and forth using those pneumatic tube things. Are they not common in Canada? Here is a short video showing how they work. https://www.youtube.com/watch?v=Y5pVJ8ID0DQ https://www.youtube.com/watch?v=Y5pVJ8ID0DQ

titusjohnson 2y ago
You see these pneumatic tubes at Drive-Thru Pharmacies as well.
seanw444 2y ago
In fact I don't think I live near a bank / credit union that doesn't have a drive-thru.
Pet_Ant 2y ago
That seems slower than getting out. Only advantage I can see is for people with mobility issues (thought even then leaning out would be a challenge) and making it less likely to have bank robberies.
- duxup 2y ago
  Depends on the transaction. When I used to have to drop off checks it was very fast.
  - toomuchtodo 2y ago
    With FedNow instant payments now available, I would expect check volume to continue to decline, negating the need for physical transfers of instruments at banks (both checks and cash). Branches will end up as advisory and sales touch points; Capital One is marketing them as cafes, for example. https://www.axios.com/2024/09/06/the-real-problem-with-the-chase-atm-glitch https://www.axios.com/2024/09/06/the-real-problem-with-the-c... https://www.capitalone.com/local/ https://www.capitalone.com/local/ https://www.youtube.com/watch?v=TkbeaEjH8JU https://www.youtube.com/watch?v=TkbeaEjH8JU
    - stvltvs 2y ago
      I wonder how in-person services like medallion stamps will be affected.
      - toomuchtodo 2y ago
        I don’t think brokerage offices are going away anytime soon. https://www.login.gov/ https://www.login.gov/ is the future though of US identity.
randomdata 2y ago
> Are they not common in Canada? I'm not sure they were ever common, but certainly exist. A lot of them have been since removed, though, making them less common than they used to be.

by kogus 2y ago

titusjohnson 2y ago

You see these pneumatic tubes at Drive-Thru Pharmacies as well.

seanw444 2y ago

In fact I don't think I live near a bank / credit union that doesn't have a drive-thru.

Pet_Ant 2y ago

That seems slower than getting out. Only advantage I can see is for people with mobility issues (thought even then leaning out would be a challenge) and making it less likely to have bank robberies.

duxup 2y ago
Depends on the transaction. When I used to have to drop off checks it was very fast.
- toomuchtodo 2y ago
  With FedNow instant payments now available, I would expect check volume to continue to decline, negating the need for physical transfers of instruments at banks (both checks and cash). Branches will end up as advisory and sales touch points; Capital One is marketing them as cafes, for example. https://www.axios.com/2024/09/06/the-real-problem-with-the-chase-atm-glitch https://www.axios.com/2024/09/06/the-real-problem-with-the-c... https://www.capitalone.com/local/ https://www.capitalone.com/local/ https://www.youtube.com/watch?v=TkbeaEjH8JU https://www.youtube.com/watch?v=TkbeaEjH8JU
  - stvltvs 2y ago
    I wonder how in-person services like medallion stamps will be affected.
    - toomuchtodo 2y ago
      I don’t think brokerage offices are going away anytime soon. https://www.login.gov/ https://www.login.gov/ is the future though of US identity.

randomdata 2y ago

> Are they not common in Canada? I'm not sure they were ever common, but certainly exist. A lot of them have been since removed, though, making them less common than they used to be.