In Sweden, you could do löneväxling, effectively transferring some of your salary to an investment account to be taxed when you cash out after retirement. That

In Sweden, you could do löneväxling, effectively transferring some of your salary to an investment account to be taxed when you cash out after retirement. That might make it look like you earn less on your taxes. Note though that while people in the nordics are highly individualistic, most would never even think about such an idea of screwing over their colleagues. There are good reasons for löneväxling, but this is not one of them