> plain and simple, are the reason for the housing crisis we have decades of evidence that policy artificially raised housing prices into unaffordability, and

> plain and simple, are the reason for the housing crisis we have decades of evidence that policy artificially raised housing prices into unaffordability, and of course everything else worth having that's also been involved with heavy government regulation has risen beyond the reach of lower and middle classes: health care, education, food. the obvious answer is that money has been debased which means that EVERY that's purchased with money will be harder to afford.