If the startup succeeds: great! Of course, success or failure depends on whether you have a good idea and can execute it. If the startup fails: you're broke an

If the startup succeeds: great! Of course, success or failure depends on whether you have a good idea and can execute it. If the startup fails: you're broke and probably deeply in debt. Hope you can find a church to take you in. If you don't try for a startup: You still have a buffer of money to fall back on for a time. If you were "insanely employable" before thinking about a startup, you are employable now and can get a good job before the money runs out. If not, you would have been in even worse shape if you had tried to launch a startup and it failed.