Yes, by evolving banks to solve some of the problems of lugging around lots of cash and/or stuffing it in a trunk in your house. And assuming you are known at

Yes, by evolving banks to solve some of the problems of lugging around lots of cash and/or stuffing it in a trunk in your house. And assuming you are known at your bank and/or can (eventually) prove your identity there, you don't have the same "lost wallet" problem being discussed here.