> B) Go to website, click forgot my password. Receive link to login. Enter an arbitrary string of characters. > In many instances, login flow B is actually qui

> B) Go to website, click forgot my password. Receive link to login. Enter an arbitrary string of characters. > In many instances, login flow B is actually quicker and seldom slower. And B) can be accessed whereever I have email and doesn't need either an app or my phone which may or may not be on my person.