Here in the UK, it was something that I didn't have to worry about. Which was a good thing. Shortly after I had committed to my start-up my wife became pregnan

Here in the UK, it was something that I didn't have to worry about. Which was a good thing. Shortly after I had committed to my start-up my wife became pregnant, with twins, and ended up with a reasonably lengthy stay in hospital due to complications. My start up ultimately failed hard, and my savings were wiped out. But her and my health was one thing we didn't need to worry about.