That's probably not good. Getting a new card every few years lowers your exposure to fraud, as it's just a matter of time before it ends up in a card dump. The

That's probably not good. Getting a new card every few years lowers your exposure to fraud, as it's just a matter of time before it ends up in a card dump. The whole system is pretty terrible, but limiting the window during which fraud can occur for your card is a small mitigation.