There is also the "fear of unknown". This could be one of the many things like "Incorporation" "Taxes" "Is it legal" "What if" and so on... Sometimes, even a g

There is also the "fear of unknown". This could be one of the many things like "Incorporation" "Taxes" "Is it legal" "What if" and so on... Sometimes, even a good person pulls back just because of this "fear of unknown" The unknown could be the "success" itself. What if I am successful? For them, it is best to join a startup and just watch and learn from others. If they are ready may be they will jump in the next boom cycle.