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It's a beautiful design, and I like the idea of OSS and self-hosted instead of a SaaS, but since it doesn't support direct connections to banks/brokerages (i.e.

It's a beautiful design, and I like the idea of OSS and self-hosted instead of a SaaS, but since it doesn't support direct connections to banks/brokerages (i.e., through Plaid), then it's not really an option for me. I'm not going to go through the trouble of downloading/importing CSVs etc. (too many different accounts). (I currently use Wealthfront for net worth aggregation and Copilot for tracking spending.)

balderdash 2y ago
I don’t know - I really don’t like having those credentials in third parties hands - but I just do this stuff quarterly
- kevstev 2y ago
  Agreed- but an app on my own desktop I would be happy to give to, at least instead of a website where they are stored in a database on someone else's box.
  - bornfreddy 2y ago
    What do you mean? Isn't Plaid online, and you have to give them your credentials for them to fetch data for you? (Genuinely curious, never used Plaid myself)
    - hellcow 2y ago
      Yes, Plaid stores your credentials. Replicating Plaid-the-service's functionality to run locally would be a large lift...
      - RainaRelanah 2y ago
        Unattended import would be downright impossible, as most financial institutions require 2FA (usually SMS, gross) to login. Plaid is often given the privilege to bypass this, either through special APIs or through very long lived session tokens.
        satvikpendem 2y ago
        Or in some cases, Plaid will literally ask you to input your two-factor code into their site upon login.
    - kevstev 2y ago
      Yeah- maybe my intent wasn't clear- I would love to use something like Mint/Plaid where all the credentials stay local on my box rather than on some companies box who now essentially have the keys to my financial kingdom. Mint but downloadable software that runs locally.
boulos 2y ago
I've used ofxtools to download things locally. It basically supports the old Quicken/QuickBooks interfaces which many US banks, brokerages, and credit cards support. It's pretty clumsy though.

balderdash 2y ago

I don’t know - I really don’t like having those credentials in third parties hands - but I just do this stuff quarterly

kevstev 2y ago
Agreed- but an app on my own desktop I would be happy to give to, at least instead of a website where they are stored in a database on someone else's box.
- bornfreddy 2y ago
  What do you mean? Isn't Plaid online, and you have to give them your credentials for them to fetch data for you? (Genuinely curious, never used Plaid myself)
  - hellcow 2y ago
    Yes, Plaid stores your credentials. Replicating Plaid-the-service's functionality to run locally would be a large lift...
    - RainaRelanah 2y ago
      Unattended import would be downright impossible, as most financial institutions require 2FA (usually SMS, gross) to login. Plaid is often given the privilege to bypass this, either through special APIs or through very long lived session tokens.
      - satvikpendem 2y ago
        Or in some cases, Plaid will literally ask you to input your two-factor code into their site upon login.
  - kevstev 2y ago
    Yeah- maybe my intent wasn't clear- I would love to use something like Mint/Plaid where all the credentials stay local on my box rather than on some companies box who now essentially have the keys to my financial kingdom. Mint but downloadable software that runs locally.

boulos 2y ago

I've used ofxtools to download things locally. It basically supports the old Quicken/QuickBooks interfaces which many US banks, brokerages, and credit cards support. It's pretty clumsy though.