That's how it works in the UK, all direct debits show up in your bank account and you can unilaterally cancel them and they auto-cancel if it's not been used in

That's how it works in the UK, all direct debits show up in your bank account and you can unilaterally cancel them and they auto-cancel if it's not been used in over a year. You're also protected if an incorrect payment was made. No idea why not every country has this.