I have considered it and it is a legitimate concern to think about. I'm still fairly young and healthy and I have enough money to not work for years if it came

I have considered it and it is a legitimate concern to think about. I'm still fairly young and healthy and I have enough money to not work for years if it came down to it so you could call it hedging my bets but it is something that does lurk in the background as time passes. On an unrelated note, big fan of your work :)