Exactly, the interchange fee is split between the issuing bank(largest cut), acquiring bank, and the network(smallest cut). Yet everybody acts like visa is just

Exactly, the interchange fee is split between the issuing bank(largest cut), acquiring bank, and the network(smallest cut). Yet everybody acts like visa is just skimming 2% from every transaction without them getting anything in return while they have created entire lifestyles and communities around hacking credit card offers.