Great to see MMM on HN. If you haven't read at least his first 5 articles, you might enjoy doing that before finalizing your opinion on this recent one. Most of

Great to see MMM on HN. If you haven't read at least his first 5 articles, you might enjoy doing that before finalizing your opinion on this recent one. Most of the naysaying comments here seem due to a lack of context. MMM is semi-retired. Reaching and keeping that situation takes commitment, diligent work and cooperation. His site exists to share his methods for succeeding. That includes using existing financial tools to meet individual financial goals. Credit cards are a great utility for many people, a life-saver for some during brief periods of need, and an enabler of long-term bad decision making habits for many others. MMM is squarely in the first cohort. Furthermore he advocates for and educates people in the prudent selection and use of credit cards. His list of offers was ranked by his review of the credit cards, not their referral deals. There is nothing untoward about that.