It takes (at least) two people to want to adopt a payment system. The reason American customers use credit cards is that they like them; they're very safe for c

It takes (at least) two people to want to adopt a payment system. The reason American customers use credit cards is that they like them; they're very safe for customers and they have reward points. You could pay with cash or debit if you wanted to, but then you can't chargeback the business.