It's a tragedy of the commons no doubt, but I'll be dammed if I'm gonna pay the full 5% increase by paying cash, instead of using my card, getting 1% back, and

It's a tragedy of the commons no doubt, but I'll be dammed if I'm gonna pay the full 5% increase by paying cash, instead of using my card, getting 1% back, and only paying the 4% increase. C'est la vie.