$48,000/yr is easily enough to count, when it comes on top of whatever income you need to live on. I've seen people end up having to get a job, or take out a lo

$48,000/yr is easily enough to count, when it comes on top of whatever income you need to live on. I've seen people end up having to get a job, or take out a loan, or acquire some other millstone round their neck, for want of much less.