Possibly true. However, I'd argue that the quantum difference between student debt and a few million in the bank is higher in terms of utility than the one betw

Possibly true. However, I'd argue that the quantum difference between student debt and a few million in the bank is higher in terms of utility than the one between $5M and billions. Most of your money problems are solved with a few million: you get to work on what you want, can take a year off whenever, etc. You can still die of pancreatic cancer, suffer an ugly divorce, etc. That's a different post, though.