Keep in mind that they’re studying unemployment whereas your anecdote is about retirement. The article argues that unemployment leads to a loss of control which

Keep in mind that they’re studying unemployment whereas your anecdote is about retirement. The article argues that unemployment leads to a loss of control which leads to certain significant attitude changes. It would be quite irregular for someone who received a career ending windfall in their mid-30s to feel a lack of control. There is a whole other can of angry cobras for them.