> A 401k is your money and goes with you if you leave, it's the older pension model that has issues with people jumping around. I mean, IRA limits should match

> A 401k is your money and goes with you if you leave, it's the older pension model that has issues with people jumping around. I mean, IRA limits should match 401k limits instead of keeping 23k limit only for employer-sponsored accounts. There is zero reason an independent person should have to rely on fickle corporations for that limit.