> "You can't be blamed if it's "industry standard". Thankfully, that's not true. Class action lawsuits can and do successfully target widespread industry malpr

> "You can't be blamed if it's "industry standard". Thankfully, that's not true. Class action lawsuits can and do successfully target widespread industry malpractice. My first job out of college was as a paralegal, helping over 90 million American plaintiffs sue nearly every major life insurance company in the country for the previously common "standard behavior" of insurance agents convincing policyholders to periodically "roll over" their accounts, to the sole benefit of the agents and their employers. The settlement payout for each participant was typically meager -- but the malpractice was stopped.