What's the current, average, electronic transaction fee again? Why not go lobby for legislation that caps these fees at something like .01%/$1k and then we can

What's the current, average, electronic transaction fee again? Why not go lobby for legislation that caps these fees at something like .01%/$1k and then we can talk. I understand the various arguments against the penny and $1 bill, but for all the virtue signaling that goes on around the homeless, I know several who would happily bring a cart to haul all of your poor, abandoned change to where a grocery store provides a change machine.